No More High Costs and Hidden Fees:
Your Coverage Kicks In Quick
No More In-network vs. Out-of-network Confusion
No More Pre-Authorization and Coverage Restrictions
No More Limited Choice of Providers:
You Choose Your Provider
WELCOME TO KURV HEALTH
Healthcare built on community, trust and transparency.
Kruv Health is more than just a healthcare plan—it’s a movement towards a simpler, more transparent, and affordable way to access care. We believe that healthcare should be straightforward, with no middleman or hidden fees. Our membership model ensures that you pay a flat monthly fee for easy, direct access to the care you need, and reimbursements for out-of-pocket expenses through our intuitive mobile app.
How It Works
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Reimbursements
Kurv Health makes handling medical expenses easier than ever. If you’ve already paid for care, simply upload your receipt through the app, and we’ll reimburse you directly—quickly and hassle-free. Haven’t paid yet? No problem. Just submit your bill from any pharmacy, hospital, or clinic, and we’ll take care of the reimbursement for you. Our goal is to make healthcare payments effortless, so you can focus on your health instead of financial worries.
THE PROCESS
Our Process: how it works
Download Our App
Download our app and create your account. This will only take a few minutes to onboard.
Choose Your Plan
Unlike other companies, we keep it easy and give you one plan at an affordable monthly cost. You can add dental and vision plans too.
Save More, Worry Less
File claims directly in our mobile app. Get reimbursed for out-of-pocket expenses, and save up to 70% on medical care.
NO MORE B.S.
Because you deserve better.
With rising healthcare costs and confusing insurance systems, we wanted to create something better. Kruv Health cuts through the red tape, offering you a seamless experience that’s centered around your needs. Whether you’re looking for cash-pay savings, transparent pricing, or easy access to care, we’re here to help.
Google Rating
2025
REVIEWS FROM OUR MEMBERS
Kurv Health’s membership is hands-down the best alternative to traditional health insurance. I used to dread going to the doctor because of the costs and hassle. Now, I get direct access to providers without the insurance middleman. I know exactly what I’m paying each month, and the level of care I receive is outstanding. Kurv Health has made healthcare simple, affordable, and actually enjoyable. I wish I had signed up sooner!
— Emily T., Denver, CO
REVIEWS FROM OUR MEMBERS
Kurv Health has completely changed the way I manage my healthcare. I used to pay outrageous premiums for traditional insurance, only to be hit with high deductibles and surprise bills. With Kurv Health’s membership, I get unlimited access to quality care for a flat monthly fee—no co-pays, no hidden costs. It’s transparent, affordable, and finally puts me in control of my healthcare. I will never go back to traditional insurance!
— Michael T., Denver, CO
REVIEWS FROM OUR MEMBERS
Dealing with insurance was always frustrating—waiting for approvals, dealing with denied claims, and never knowing what I’d actually pay. Since switching to Kurv Health, I have peace of mind. I pay one predictable monthly fee, and that’s it. I don’t have to worry about networks, referrals, or unexpected bills. The membership covers everything I need, and the care is always top-notch. It’s honestly the best decision I’ve ever made for my health.
— James R., Denver, CO
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